Pay N Seconds acts as a third party payment facilitator allowing your customers to use our services to submit payments to you. It's a service for the consumer that is more convenient than mailing a payment or physically driving to your location.
Savings depend on your transaction volume. Credit, debit and eCheck processing services combined typically cost most businesses between 2-4% of gross sales. If you are paying any fees for typical payment processing services, you can nullify those charges by using Pay N Seconds and choosing to pass on processing costs to your consumer in the form of a service fee.
Pay N Seconds requires all businesses have a minimum three years financials under their belt.
Yes, your business must process 100 transactions (or more) per month to qualify for Pay N Seconds.
Customers can call you directly or use the automated Interactive Voice Response (IVR) system to make payments over the phone, online by clicking a link directly from your website or e-bill, or by responding to a text message notification.
Payments are funded as soon as 24 hours after settlement.
We offer 24/7 access to real-time payment information when you login to your Pay N Seconds account. Instant email notifications are sent to consumers and can also be sent to you if you choose.
Yes, Pay N Seconds was designed to integrate with the majority of API frameworks. Our experienced team collaborates with you to ensure a seamless integration.
Yes. Pay N Seconds is a versatile system with the ability to link to the payment portal to your website, for added customer convenience.
We meet and exceed compliance with 256-bit SSL encryption and PCI-DSS. Our servers are continuously monitored and audited, ensuring the best security measures in the industry.
Each client has access to a secure administrative dashboard. Access to the dashboard is available 24/7 to view, print or export standard or custom reports. Administrative dashboard access provides detailed transaction searches and the ability to update your account parameters and permissions for employees and customers.
Pay N Seconds accepts electronic checks, ACH deposits, debit cards and all major credit cards.
Call us at (800) 353-9130 or visit our Get A Quote page to contact us.
Pay N Seconds is a third party bill payment service that allows consumers to submit payment to merchants verbally and electronically.
This is the service fee that you previously agreed to with a Pay N Seconds merchant.
Please contact the merchant you would like to pay to see which Pay N Seconds services they offer. Payments can be submitted over the phone, via online, in person or through text message.
Our servers are constantly monitored and have the highest security measures in the industry. Pay N Seconds is fully compliant with PCI-DSS requirements.
Pay N Seconds accepts payments for any business that is enrolled in our network. If the business you would like to pay is not enrolled with Pay N Seconds, please have them contact us or you can send us a request to contact them.
Visa, MasterCard or Discover Cards and ACH (eCheck) payments. Businesses in the Pay N Seconds Network have the option to accept all or some payment types. When submitting a payment, the available payment types are clearly displayed.
Yes. Pay N Seconds charges a small service fee for each payment made through this service. The amount that you are paying including the service fee will be disclosed to you prior to submitting your payment.
Yes. All Pay N Seconds merchants provide alternate payment methods that do not require paying a fee to Pay N Seconds. Please contact your merchant you would like to pay for those options.
If you are experiencing issues that are preventing you from using Pay N Seconds, please let us know by completing the Let's Talk form.
Yes. Just provide them with the customer number that was provided by your merchant. That way when the payment is submitted, the merchant will know who to match the payment with.
If your payment was declined, please contact your bank first as they can provide the specific reason for the declined payment.
Yes. However, if you have made previous arrangements, please pay the amount agreed upon. You may be subject to additional late fees and penalties assessed by the merchant receiving the payment.
Pay N Seconds is open 24/7. As an always open service, we save you time and may even help you avoid late payment penalties.
No. All transactions are electronic and we are unable to stop them.
You should contact the merchant that you paid to resolve this issue. Any refunds or credits will be handled by the merchant you have paid.
Yes. Many merchants have unique limits on payment amounts. If one of these limits is met, you will have the opportunity to adjust your payment within the merchant’s limits prior to submission.
If your account balance or payment amount does not display when you pay online, you must contact the merchant for this information.
Once you submit a payment, you will receive an email confirmation that your payment submission was successful. Each merchant has the option to receive email notifications at the time a payment is submitted. The merchant receiving the payment ultimately determines when your payment is applied. As a safeguard, Pay N Seconds recommends anticipating the payment to be applied in one to three business days.
